Technical Specialist – Consumer Credit & Vehicle Finance Contract: Permanent Salary: £46,575 DOE Location: Bury (Hybrid)

We're looking for a technically minded regulatory professional to join our Treasury, Risk & Compliance team.

This is not a traditional Compliance Officer or Risk role.

Instead, we're seeking someone who understands how regulated finance products are structured, the legal and regulatory requirements that underpin them, and how those requirements can be applied to develop and evolve customer solutions.

You'll act as a subject matter expert, providing technical guidance across consumer credit, vehicle finance, employment tax and regulatory requirements, helping to ensure our products and schemes remain commercially effective, compliant and legally robust.

What you'll be doing

• Providing technical expertise on consumer credit, vehicle finance and regulatory requirements.
• Interpreting and applying Consumer Credit Act (CCA) requirements and FCA regulations.
• Reviewing and maintaining regulated documentation, agreements and customer-facing materials.
• Advising on creditor obligations including statements, notices and documentation requirements.
• Supporting the development and evolution of vehicle finance and employee car schemes.
• Assessing new product ideas and identifying legal, regulatory and tax implications.
• Working closely with internal stakeholders and external advisers to ensure solutions remain compliant and commercially viable.
• Delivering technical guidance and training across the business.
• Monitoring regulatory developments and translating legislative changes into practical business solutions.

We're particularly interested in speaking with people from:

• Automotive Finance
• Motor Finance
• Vehicle Leasing
• Asset Finance
• Consumer Credit
• Employee Benefits & Salary Sacrifice
• Employment Tax
• Regulatory or Legal Advisory environments

Experience we're looking for

You may currently be working as a:

• Consumer Credit Specialist
• Technical Compliance Specialist
• Product Compliance Manager
• Motor Finance Specialist
• Asset Finance Specialist
• Regulatory Affairs Manager
• Legal & Regulatory Adviser
• Vehicle Finance Product Specialist
• Employment Tax Adviser
• Consumer Credit Documentation Specialist

You'll ideally have experience of:

• Consumer Credit Act (CCA)
• FCA consumer credit regulation
• Regulated credit agreements
• Hire Purchase (HP)
• Personal Contract Purchase (PCP)
• Personal Contract Hire (PCH)
• Lease Purchase
• Finance Lease products
• Regulatory documentation requirements
• Creditor obligations and customer communications
• Interpreting legislation and applying it to real-world products and customer solutions

What we're not looking for

Whilst FCA experience is valuable, this role is not focused on:

• Compliance monitoring
• Complaints handling
• Consumer Duty implementation
• Risk frameworks
• Governance oversight
• Internal audit

We're looking for someone who understands how finance products are structured and how legal, regulatory and tax requirements shape those products.

Why join us?

Technical Specialist – Consumer Credit & Vehicle Finance in Bury is a brilliant opportunity to become a key technical expert within a growing business, helping shape innovative employee vehicle solutions while working at the intersection of finance, regulation, tax and product development

Robert Walters Operations Limited is an employment business and employment agency and welcomes applications from all candidates